$628 Canada Grocery Rebate Coming in July 2025: In this era of inflation, when it is becoming difficult to meet the daily needs, the Government of Canada has given a relief news. In July 2025, the government is going to send a Grocery Rebate of $628, which is especially for low-income families and individuals. This rebate is to give people some relief from the effects of inflation, so that they can buy essential items like food items comfortably.
In this article, we will know in detail who will get the $628 grocery rebate, when it will be paid, who is eligible, and how you can take advantage of it.
What is Canada $628 Grocery Rebate?
Grocery Rebate is a government financial assistance scheme that will be sent to eligible citizens in July 2025 through the Canada Revenue Agency (CRA). This amount is to help people buy everyday essential items.
This is a one-time payment, approved in the 2025 Federal Budget. It will be given to those who are already receiving GST/HST credit or whose household income is very low.
Why is $628 Grocery Rebate being given?
- Due to rising inflation, millions of Canadians are struggling to buy essential food items.
- This amount will provide relief to low-income people so that they can meet their essential expenses.
- This payment is part of the “Cost of Living Relief” program proposed in the 2025 Federal Budget.
Eligibility Criteria
If you are wondering if you are eligible for this $628 rebate, pay attention to the points below:
GST/HST Credit Recipient: If you are already receiving the GST/HST tax credit, you are automatically eligible for this rebate.
Household Income Limit
Your net household income must be below a certain limit:
- For single individuals: around $45,000 or less
- For married couples: around $65,000 or less
- For those with children, this limit may increase slightly.
Must file 2023 tax return: You must have filed your 2023 tax return on time, even if your income is very low.
Legal Residents in Canada: Only those who are permanent residents of Canada and are on the records of the CRA will be considered eligible.
Payment Date – When will you get the $628 Rebate?
As per the schedule announced by the Government of Canada:
Due date: July 5, 2025
This amount will automatically be paid in bank account to people who have filed their 2023 tax returns and who qualify.
This is in form of the payment that will go directly into the bank account through Direct Deposit. When Direct Deposit has not been established, it will be sent in form of a check.
Application Process (Do You Need to Apply?)
No, you do not need to apply separately for this Grocery Rebate.
- Prerequisites:
- You must have filed your 2023 income tax return
- The CRA has your updated bank details and address
- In case you comply with these requirements, the money will automatically be paid.
What happens in case you did not receive payment?
If you haven’t received your rebate after July 5, 2025, take the following steps:
- Login to CRA MyAccount and look under the ‘Benefits and Credits’ section.
- Call the CRA helpline: 1-800-959-8281
Check your tax return status – is it pending?
Check if your bank information is correct or if the cheque was returned.
Economic impact of the $628 rebate
- This amount is expected to be received by more than 15 million Canadians.
- The government believes this will boost consumption, especially in rural and lower-middle income households.
- For many low-income people, this amount could be enough to cover a month’s grocery expenses.
Conclusion
The $628 Canada Grocery Rebate in July 2025 is an important relief plan aimed at relieving the common people from the effects of inflation. If you have filed your tax return on time and you fall into the low income category, then this amount will be directly transferred to your bank account Now is the time to update the CRA account information so that you can get this payment on time. This may be a small step, but it can solve your month-long ration worry.
FAQs
Q1. What is the $628 Grocery Rebate in Canada for July 2025?
A. The $628 grocery rebate is a one-time federal payment from the Canadian government aimed at helping low- and moderate-income households offset the rising cost of groceries and living expenses.
Q2. Who is eligible to receive the $628 grocery rebate?
A. Eligibility is primarily based on income and tax return status. If you received the GST/HST credit for the 2023 tax year and filed your tax return, you may be eligible.
Q3. When will the $628 rebate be paid out?
A. The government has announced that the payment will be issued on July 5, 2025. Direct deposit or paper checks will be used based on CRA records.
Q4. Do I need to apply for the grocery rebate?
A. No, there’s no separate application process. If you are eligible and have filed your 2023 income tax return, the rebate will be sent automatically.
Q5. What if I haven’t filed my 2023 tax return yet?
A. You must file your 2023 income tax return to qualify. The CRA uses your return to assess eligibility and determine the rebate amount.
